We believe the vast majority of consumers want to do the right thing and pay their debts. The intent was always to make good on the obligation. Maybe it was an oversight and you thought you had paid it. Perhaps there was a misunderstanding or some unresolved dispute, or you ran into unforeseen financial difficulties.
The important thing to do is to act. Contact Us.
Depending on the creditor, we may be able to offer you a payment plan, or even a reduction in your overdue amount.
If there is a dispute, question or concern, Contact Us. We may be able to help resolve the dispute with the creditor.
If your debt is the result of a simple oversight, make an Online Payment.
If you feel you may have been the victim of identity theft, click the above link for instructions.
To learn more about consumer credit and get answers to common questions: